Monthly Archives: April 2018

Consider These Things before Hiring a Pest Control Service

Consider These Things before Hiring a Pest Control Service

There are hundreds of companies providing pest control services. The quality of their service can vary significantly from one another. As a service seeker, it is a daunting task for you to choose the most competent one from this huge crowd of service providers. To make this unnerving task easier for you, here we are providing a guide which helps you choose the right pest control service provider for your home and office.

The license of the Company and the Technician – The first thing you need to check is the license of the company and the qualifications of the technician as well. Pesticides and other chemicals used in the process of pest control need to be handled well or they can harm the environment and you. This is the reason authorities of every state demands the work to be done only by a trained and licensed technician. Make sure the license is current as it needs to be renewed to ensure the professional knows the recent changes in the industry. If the company or the technician refuses to present their license, you must refuse to take their service. In addition to the working license, make sure the company has insured the technician or you’ll stand liable for any accident that may occur in your premise.

Experience and Reputation – Another factor to consider is the experience and the reputation of the company. You should ask the company for some referrals of their past works and talk to their past clients about the service offered. This, of course, is a daunting task but you need to do this homework to ensure you are calling someone reliable to visit every nook and corner of your home or office. Check google online review, cross-check testimonials provided on the service provider’s website, read reviews on their social media pages, and ask friends and relatives for the recommendation. Do whatever you can do, but, do not appoint someone for pest control unless you are satisfied with their credibility. A reputed company will also have their registered monogram and trademark. When you visit the website of a trustworthy company like, you’ll easily see the reflecting professionalism.

Price and Estimation of Infestation – When you are sure that you have some options for the service providers that are licensed and reputed, you can start considering the price. We did not talk about price at the initial stages as the lower price is not always the best choice and the same goes for the highest price. You cannot and should not try to judge a service provider based on the price they are charging. Many pest control companies nowadays provide service packages like the IT companies. Packages surely are bewitching, but don’t get into the trap without looking into the details. First, let the technician visit your house and make a professional estimation of the pest infestation. If there are lesser variety and number of pests then the whole procedure should be inexpensive. If there are high risks of pests then you’ll need to get treatment individually for the pests; combined pest management, in this case, is harmful to the local diversity. Every house and office have different needs so let your actual need decide the treatment and cost rather than a package that you may not even need.

Future Support and Guarantee of Service – The work of a pest control service provider does not end at the point where the chemical treatment is over. If the work has been done properly, the pests should not return easily. But, if it happens the company should be ready to provide the help. So, make sure to ask the service provider for the guarantee of their service. You must know, the quality of the service provided is often directly proportional to the period of guarantee offered by the company. A service provider knows for how long their pest treatment will remain effective. Further, they should also be willing to offer their support in future cases of pest infestation as they know the history. And don’t believe if the service provider is doing all promises orally rather than agreeing on giving you the documentation regarding the matter. You should ask for a contract or agreement detailing the infestation survey, the taken action, needed follow-up action and any additional advice for keeping pests at bay.

If a service provider meets all the above-mentioned standards, then you can undoubtedly hire the service. We hope you have a pest free home and office.

5 Financial Tips You Should Keep in Mind When Buying A Home

5 Financial Tips You Should Keep in Mind When Buying A Home

If you are planning to buy a home of your own, then you will likely be concerned about the financial aspect of the purchase. As long as you have a long history of stable income, getting a mortgage is not something you need to worry about. However, you need to plan the purchase carefully to avoid taking on any unnecessary long-term financial stress. In this post, we will look at five financial tips that you should keep in mind when buying a home.

Understand The Full Costs

Be sure to understand what the full costs of acquiring a property are. Only then can you accurately judge whether you can afford it or not. Many people draw up a financial plan by only looking at the purchase price of a home. This is a terrible idea since the purchase price of a home is not its final acquisition cost. In addition to the property price, you will also have to pay the taxes, insurance, mortgage closing costs, and so on. These costs can add up very quickly and increase the final cost of the property by a big margin. A good real estate brokerage firm like will definitely help you in understanding the full costs involved in owning a particular home.

Consider Your Credit Rating

Your credit rating will have a big impact on your mortgage. Higher the credit rating, the better the loan terms will be and vice versa. Usually, a credit rating of around 650 will enable you to get good loan terms at decent interest rates. A score of less than 550 will make it almost impossible to get any mortgage. And if you have an excellent credit rating, say about 750, you will get the cheapest interest rate offers. Once you have understood this basic relationship between your credit rating and mortgage terms, it should be easy for you to understand that you must only apply for a mortgage when your credit score is at its best. If your credit score is at 620, then pay off your debts, start making more money and wait for some time until the score reaches 700 or so.

Provide 20% Down payment

All mortgage offers will come with a requirement that you pay about 20% of the purchase price of the property as down payment. Now, there are loans that will allow a down payment of less than 20%. But you should avoid such terms and try making at least 20% down payment. This is because the loans that have a down payment of less than 20% can attract an extra charge called the private mortgage insurance, which seeks to protect the lender in case you fail at repaying the loan amount. And obviously, this is an unnecessary extra cost that can easily be avoided if you pay the 20% down payment as expected. In addition, some people might also be tempted to pay the down payment by taking out money from their retirement account. This is a bad idea. Your retirement is your safe haven that will come in handy when you reach old age. As such, it is best to keep it undisturbed and let the interest accrue on the funds. Find out other means to pay the down payment.

Don’t Take Any New Debt

Once you get approval for the mortgage, make sure that you never take any extra debt for some time. Since you already have to pay the mortgage installments, taking extra debt can put too much pressure on you that your monthly budget can go haywire. You might even find yourself unable to make the monthly payments on time. Only take a mortgage on a home when you are fully convinced that you won’t need any additional debt for two or three years after being approved for the mortgage.

Be Wary Of The Monthly Installments

Make sure that the monthly installment you have to pay is something that you will be able to meet without stressing out the monthly budget. If after paying the monthly repayment amount, you will only have money to barely scrape through, then you are putting yourself in a very dangerous position. Every month, you will be forced to mentally exhaust yourself worrying about the finances. This obviously will make life very difficult. So, don’t get too mesmerized and obsessed by a home that you put yourself in such a situation. Only buy a property whose monthly mortgage payments you will be able to pay easily from your income. And after paying the installment, there should be enough money left for you to comfortably live your life and invest towards your retirement.

3 Ways the Maldives Can Renew Your Soul

3 Ways the Maldives Can Renew Your Soul

Going on a vacation to an island paradise is a great way to let go of all your stress. By being away from the hustle and bustle of the city, you can truly find the serenity to renew yourself.

The Maldives can help you get away from it all and experience genuine relaxation. That is why anyone who’s been to the island and has experienced its charms can’t help dreaming of returning to the islands every year.

The beauty of Maldives is hard to put into words. Besides the incredible sparkling blue ses stretching as far as your eyes can see, there are also many wonderful places to visit in the Maldives.

Here’s how the Maldives can renew your soul and lure you in to experience the island yourself.

1. Total Relaxation

As you make your first step to the Maldives, the first thing that will welcome you is the gentle sound of the lapping waves. Soon, you’ll feel your shoulders start to drop as you start walking at a slower pace to officially begin unwinding, blending into the island life. With no crowds, noise, paperwork, you have all the time in the world to enjoy nature and just be yourself.

If you want to experience complete relaxation, book your stay at the JA Manafaru resort where you’ll find all the amenities guaranteed to satisfy your every need. You don’t have to worry about the accommodation, food and leisure to eat. The only thing you should be worrying about is how you can focus on enjoying your stay.

Secluded Luxury

At the Maldives, you’ll often feel that you have the island to yourself. With no buildings allowed to be higher than a palm tree, you’ll see the villas and resorts lined up along the shore, seemingly a part of the island. Because there’s a limit to resort density, the Maldives offer the best of secluded indulgence.

2. Underwater Oasis

As part of your itinerary in the Maldives, make sure to include snorkeling and diving. Once you plunge into the sea, you’ll be treated to jaw-dropping views of the reef. The variety of fish and corals you’ll witness is simply fascinating. So don’t spend all your time being on land, the Maldives’ underwater certainly has a lot to offer.

Below are some water activities you should try:

  • Dolphin Spotting – Before sunset, you can set out to the sea in search of dolphins. Once you spot a pod, you’ll see them pleating with your boat and leaping at your bow.
  • Surfing – Cinnamon Dhonvali attracts many top surfers from around the world prepared to face its magnificent break. You don’t have to worry if you’re not a pro, there are other islands where you can take surfing lessons.
  • Paddle Boarding – Since most of the islands have calm and shallow waters, stand-up paddle boarding is a great water activity to try. You can paddle along the safe bays where water is so clear you can even see fishes swimming right below your board.
  • Island Hopping – There are many wonderful islands you can visit in the Maldives. Just be sure to dress respectably since the island follows a strict Muslim code.

For more island information, be sure to grab a Maldives travel guide so you can explore other wonders of the island.

3. Maldivian Culture

There’s always something interesting about experiencing a different culture besides your own. It allows you to feel new things that will open your eyes and make you realize how big the world truly is. The Maldives itself is rich in exotic culture. Although the inhabitants are mainly Sunni Muslims, the local culture is a mix of Arab, Sinhalese and South Indian influences.

Understand island history

In the far north and south, you’ll witness the Maldives’ history before the construction of all the resorts you see today. You’ll discover Buddhist stupas, ancient mosques and shrines. Visit them with a local or tour guide to know the story of how the Maldivians converted from Buddhism to Islam.

Hop on the public ferry

If you want to connect with the local people and take in the island’s beauty, take the opportunity to travel by ferry. Forget the seaplane transfers from the airport to your resort. Engage with the locals and experience firsthand authentic Maldivian culture and hospitality.

Dance to Boduberu

Boduberu, also called “big drum,” is a dance performance by groups of men including a lead singer and three drummers. The songs narrate the stories of romance, satire and heroism. Watch out for the slow-starting beat as you may end up dancing on your feet as the music reaches its climax!

Hop on a plane to the Maldives!

Take a break from the harsh realities of the world and visit the peaceful sanctuary of the Maldives. With pristine white sand and crystalline blue waters, there’s no reason not to experience the island yourself. Make sure that you already have a hotel package booked prior to your visit to guarantee your world-class experience in this magical island getaway.


 Thomas Grundner is the Vice President of Sales and Marketing for JA Resorts & Hotels. He has more than 20 years of expertise in the hospitality and leisure industry – across international markets including Germany, Egypt and Spain. Grundner oversees all sales, marketing and revenue efforts as the company continues to build on its key growth and development strategies and further cultivates its unique blend of “Heartfelt Hospitality” and “Casual Luxury.”

Designing a Kitchen: Things To Remember

Designing a Kitchen: Things To Remember

Have you ever wondered why the kitchen is the center point of every home? It is one area where all our friends and family tend to gather most of the time turning it into a lively hub. Though the kitchens in the households were planned and designed to prepare and cook meals and dishes, over the years it has evolved into being the favorite spot of every home where the family spends most of their time together. It is no wonder that the kitchen is considered to be the heart of every home.

The kitchen is where delicious dinners are prepared, a cake is decorated with love and care, a Thanksgiving meal is served for friends and families, newspapers are read, a place where bills are settled, and your family enjoy sharing all the important matters, jokes, and even secrets. So when it comes to designing a kitchen of your dreams it is not enough that the kitchen looks attractive and beautiful. It is highly important that the kitchen is functional too. This is a great article that gives you suggestions on how to build a kitchen that is both functional and beautiful.  What are some of the things to keep in mind while building a new kitchen?

Think and plan ahead

When it comes to designing a kitchen there is no ideal shape or size. Doesn’t matter if your kitchen is L- shaped or square or rectangular shaped one, or if it is huge or tiny. You need to consider the size and space in advance to decide on where the fridge, cooktop, oven, and sink would be placed. These should be set up in such a way that there is enough space in the kitchen to move around freely.

The breakfast bar

Today, it is quite rare to see a kitchen without a breakfast bar. Modern kitchens do have a kitchen island with high-rise chairs and bar stools. This can be included within the kitchen design or can be used to separate a dining or living area from the kitchen. It is important that you have an overhang on the island to provide enough legroom while sitting on the stools.

Kitchen lighting

Compared to the other rooms it is not enough that you have only overhead lighting in a kitchen. It is one area where accidents happen quite often from gas stoves, sharp knives, and hot utensils. So, your kitchen needs to be properly lighted. It is best to have lights placed in such a way that it falls in front of you. A combination of downlights, pendant lights, ceiling lights, under cabinet lights can be used in a kitchen. Downlights keep the entire room bright, cabinet lights can help us to see even the dark corners and the pendant lights give us a focused light.

Placement of sink and dishwasher

It is best to avoid placing a dishwasher near a wall as it would be really difficult to place and remove dishes from it. Placing the dishwasher near to the sink can help you avoid dirtying the floor with grease and food waste.

Adequate number of power points

You need to ensure that enough number of power points are installed based on the appliances that you plan to use in the kitchen.  Plan this ahead and decide on the space where you wish to install a particular appliance. You need to understand the size of the appliance and the size of the space allocated so that the appliance fits in, correctly. Having an adequate amount of power points can prevent the injuries that could be caused by using an extension cord.

Enough space for storage

Make sure that there is enough room for storage in your kitchen to avoid clutter on the kitchen countertops. You need to have enough kitchen cabinets and drawers that are deep enough to hold pans and pots and overhead cabinets too that reaches up to the ceiling. This will ensure that there will be enough space to store all the things in the kitchen without having to leave everything on the countertops.


When it comes to flooring it is important that you choose something that is not slippery and which is easy to maintain. It is best to avoid hardwood floors in the kitchen. Stones that are hard and natural or tiles designed specifically for a kitchen would work perfectly.

Your kitchen is truly the heart of your home. It is important that your kitchen is safe, functional, attractive and family-friendly to make some of the most beautiful memories at home.

8 Reasons Why You Should Use 3D Floor Plans

8 Reasons Why You Should Use 3D Floor Plans

Whether you are an individual looking to buy their first home or a real estate investor planning to develop their first project, getting the floor plans of the property done is one of the first steps that you need to complete. And a big trend over the past few years has been the increasing use of 3D floor plans. Below, we look at eight reasons why you should consider using 3D floor plans instead of the traditional 2D ones.

Better Perception Of Dimension And Space

One of the biggest benefits of using online planning software to create floor plans is that the resulting 3D output will give a better idea about the dimensions and space of the floor. In a plain 2-dimensional floor plan, you will be restricted to showing the floor only from the top. But with a 3D floor plan, you can zoom in and out of a 3D space, which will provide you a far better idea of how the floor will look like when it is finally built. Are you planning a new building, using an online 3d floor planning software can help you create your plans with stunning details.

Faster Output

Most of the latest 3D floor-planning software come with incredible tools that allow faster creation of floor plans compared their 2D counterparts. This is primarily due to the fact that creating a 2D floor plan requires lots of time since one has to consistently ensure that the plan, elevation, and section are all in agreement with each other. However, 3D solutions have no such disadvantages and a person can easily extract enough information from a 3D model. As such, you will receive 3D floor plans a lot faster than 2D plans.

Quick Design Changes

You can easily make quick changes in your 3D floor plans, which is not the case in 2D versions. See some corner that is tilted the wrong way? Then talk to the floor planner and they will make the necessary adjustments in the design. The freedom to rapidly adjust the floor plan means that you can try out multiple adjustments in a short period of time and ensure that it is perfect in every way.


With 3D floor plans, you have one big advantage that 2D plan can never provide – simulations. You can simulate real-life physics and test to see how the floor will perform under certain conditions. For example, you can test the strength of a particular area of the floor and walls by making a heavy object collide with it. If your home will be located in an area that is prone to floods, then you can simulate water into the 3D floor and see how floods can affect your home. Such simulations will provide you a far better understanding of the floor, enabling you to see its shortcomings and take the necessary steps to correct them.

Correct Errors Rapidly

When creating floor plans, it is likely that some errors might creep into the overall design. Now, if you had created the floor plan in 2D, correcting these errors will have required a lot of time. But if you have designed the plan using 3D planning software, only a few changes have to be made to resolve the issue and make the design error-free.

3D Printing

Once you have completed a 3D floor plan, you can print out a 3D model of the same using a 3D printer. As such, you can essentially have a ‘mini floor’ right in the palm of your hands. And this will enable you to make a more comprehensive judgment on whether you need to make any further changes in the design or not. This is something you can never do with a simple 2D floor planning software.

Furniture Organization

A 3D floor plan also allows you to easily see which type of furniture will go well with the rooms. You can arrange the pieces of furniture as per your liking, moving them from one corner to another until you are satisfied with the result. This will allow you to order only the right furniture that you are hundred percent sure will make your room look more attractive.

Colors And Textures

In a 2D floor plan, you will never see the true color and texture of the floor, walls, doors, etc. For this, you will need to create a 3D floor plan. And by doing so, you can make sure that the colors and textures you have in mind for the walls and doors complement each other perfectly.  And if there is any mismatch, you can change the colors and textures on the 3D floor plan until you are satisfied with the results.